PIES Badge Based Curriculum

🏅 PIES Summary Badge

Area: Financial Literacy
Badge: Financial Literacy Summary Badge

Purpose of This Badge

This Summary Badge provides an opportunity to celebrate everything your child has explored, practised and developed within the Financial Literacy area.

By looking back over completed badges, you can recognise progress, identify strengths and celebrate achievements that may otherwise go unnoticed.

This badge is designed to help you appreciate how far your child has come while looking forward to future growth and development.

Completed Badges Review

✅ Understanding Money

✅ Counting and Calculating

✅ Income and Earning

✅ Needs vs Wants

✅ Saving

✅ Budgeting

✅ Spending Wisely

✅ Goal Setting

✅ Interest and Growth

✅ Delayed Gratification

✅ Risk Awareness

✅ Banking Basics and Digital Money

Consider revisiting completed Evidence Records, Journey Journal entries, projects, discussions and experiences that contributed to each badge.

Looking Back

Use the completed badges, Evidence Records and Journey Journal entries to reflect on your child's development.

Consider:

• How has your child's understanding of money changed during this area?

• Which financial concepts seemed easiest or most enjoyable to learn?

• How has your child demonstrated responsibility when making decisions?

• Which activities helped your child think about future goals and planning?

• When did your child show patience, self-control or thoughtful decision-making?

• What achievements within financial literacy stand out most when you look back?

There are no right or wrong answers.

The purpose of this reflection is to help you recognise growth that may not always be obvious when viewed day by day.

Progress Through the PIES Stages

Reflect on your child's current stage.

🌱 Early Years (0–4)

Children often begin recognising money, making simple choices and understanding that items have value. Learning is typically play-based and exploratory.

🔍 Discovery Years (5–7)

Children often develop awareness of spending, saving and simple financial decisions. They begin recognising differences between needs and wants and understand that money is earned and used.

🚀 Exploration Years (8–11)

Children often develop confidence with budgeting, calculations, goal setting and making informed choices. They begin connecting financial decisions with future outcomes.

🌟 Independence Years (12–15)

Young people often evaluate spending decisions, manage savings goals, understand risks and explore how financial systems operate within society.

🎓 Young Adult Years (16–18)

Young adults often demonstrate increasing confidence in managing money, planning for the future, evaluating risks and understanding modern financial systems and responsibilities.

Consider how your child is developing within their current stage and whether they are demonstrating increasing confidence, independence and capability.

Knowledge Developed

Throughout this area, your child has had opportunities to develop knowledge of:

• The purpose and uses of money

• Earning, saving and spending

• Budgeting and financial planning

• Banking and digital money systems

• Financial risk, growth and decision-making

These examples may help when completing your PIES Evidence Record.

Skills Practised

Throughout this area, your child has had opportunities to practise:

• Counting and calculating using money

• Planning and budgeting

• Goal setting and progress tracking

• Comparing options and evaluating value

• Making informed financial decisions

These examples may help when completing your PIES Evidence Record.

Understanding Gained

Throughout this area, your child has had opportunities to develop understanding of:

• Money is a tool that helps people meet needs and achieve goals

• Financial choices often involve priorities and trade-offs

• Saving and planning can create future opportunities

• Risk and reward are connected in many financial decisions

• Responsible money management can support independence and wellbeing

These examples may help when completing your PIES Evidence Record.

Celebrating Achievement

Reflect on the achievements that stand out most during this area.

Consider:

🌟 What has your child achieved that makes you proud?

• When did your child demonstrate thoughtful financial decision-making?

• Which badge generated the greatest growth in confidence or understanding?

• How has your child shown patience when working towards a goal?

• What financial habits or behaviours have developed during this area?

• Which learning experiences encouraged the most curiosity and discussion?

Achievement should not be measured through comparison with others.

Achievement may include effort, perseverance, growing confidence, willingness to learn, thoughtful decision-making, participation in discussions or increased independence when managing responsibilities. Every positive step forward is valuable.

⭐ Emerging Strengths

Throughout this area, your child may have demonstrated particular strengths.

Consider:

• Which skills appear most naturally?

• Which activities were completed with enthusiasm?

• Which experiences were repeatedly chosen?

• Which achievements stand out most?

• Which areas showed the greatest confidence?

• Which experiences generated curiosity or excitement?

• Which skills would your child happily practise again?

These observations may help identify future interests, talents and areas for further exploration.

Remember that strengths do not need to be exceptional to be valuable. 

Small interests often grow into lifelong passions when they are recognised and nurtured.

Learning Summary

Using your completed Evidence Records, write a summary of your child's development within this area.

Example:

During this Financial Literacy area, my child developed a stronger understanding of how money is earned, used, saved and managed. They explored budgeting, spending decisions, goal setting and financial planning while becoming more confident discussing real-world financial situations. Through activities involving saving, delayed gratification and risk awareness, they demonstrated growing responsibility and thoughtful decision-making. They also developed greater awareness of banking systems, digital money and how financial choices can affect future opportunities. Throughout the year, their confidence and independence continued to grow as they explored practical money skills.

Looking Ahead

Consider what you would like to explore next year.

You might think about:

• new interests

• new experiences

• further challenges

• developing confidence

• increasing independence

You may wish to explore:

• personal budgeting for larger projects or goals

• entrepreneurship and small business ideas

• investing, economic systems or advanced financial planning concepts

Remember that development is a journey rather than a destination.

The aim is not to achieve perfection, but to continue providing meaningful opportunities for growth, enjoyment and discovery.

Parent Reassurance

Every child develops differently. This Summary Badge is an opportunity to celebrate progress, not perfection.

By reflecting on your child's experiences and achievements, you are creating a valuable record of their educational journey and recognising learning that has taken place throughout everyday life.

The goal is not to compare your child to others. The goal is to recognise, record and celebrate growth.